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Your Dreams of Home Just Got Closer

See how with purchase loan and refinance programs for veterans, first-time buyers, vacation homes, rural homes and more.

First-Time Home Buyer Programs

Buying your first home is an exciting time. It’s also one of your most important financial decisions. We want to help you see the whole picture — and the impact on your finances — that buying a home could have. Then we can offer you a first-time home buyer mortgage loan designed to help fit your situation.

It’s an approach some mortgage lenders overlook, but that we see as essential. We start with helpful first-time home buyer assistance to help you consider:

  • How much can you afford and what will your budget allow for a monthly housing expense?

  • How much money would you have to contribute to purchase the home? Traditionally, down payments are 20% of the purchase price of a home; however, there are down payment assistance programs available for help. If you qualify, you can explore loan types that do not require a down payment at all or only require 3.5% of the sales price.

  • How have you paid your other financial responsibilities in the past?

  • How stable is the income you will use to continue making the required payments?

  • How should you choose a realtor? Make sure to choose someone who will work well with you.

  • What’s the best loan program for you and your family?

We will walk you through the pre-approval process. When you are ready to buy, you will know exactly what your mortgage payment and closing costs will be.
Find the Right Home Mortgage Loan for You

See options designed for fixed terms, low- to moderate-income buyers, veterans and their families, rural buyers and more.

Talk to us at (855) 701-1894 and let us help you today.


Reducing a monthly payment by refinancing a current mortgage loan could result in a higher total cost over the life of the loan.