Our Process

How does debt relief work? How long does the process take? What do I need to get started?

Many of our customers have questions about how the debt relief process works, and when they can expect to resolve their debt. We outline our debt settlement process for you so you know what to expect from start to finish.

Select your total amount of debt:

Select your debt amount

Enter your personal information

By submitting this form, I am providing J.G. Wentworth with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to J.G. Wentworth’s Privacy Policy and Terms of Use.

Thank You for Choosing J.G. Wentworth
for your Debt Settlement Solutions

Here's what you can expect to happen next:

  • A J.G. Wentworth Debt Specialist will contact you by phone to discuss your financial situation.
  • We will discuss your debt to develop a customized program just for you.
  • You will be on your way to being debt free in as little as 24-48 months.

We look forward to speaking with you soon to help you achieve financial freedom.

Can’t wait? Call 888-570-5240 to speak with a J.G. Wentworth Debt Specialist now.

  • AFCC Member - J.G. Wentworth
  • BBB
  • 25 years plus J.G. Wentworth
  • Chamber of Commerce
  • IAPDA Certification

Step 1: Contact Us.

You can reach out to us by phone or online through a contact form. One of our representatives will reach out to you and ask you some questions to learn more about your debt. There is no obligation to work with us after this initial phone call.

Step 2: We create your debt relief program.

If your debt qualifies, we will work with you to create a customized program. During this time, you will make a monthly deposit into a dedicated program account, gradually building the amount instead of making minimum payments on your debt.

Step 3: We negotiate on your behalf.

As you grow your dedicated program account, we will work to negotiate with your creditors to reduce your overall debt. Each time we are successful, we will reach out to you for authorization of the settlement.

Step 4: You pay off your debt.

After you pay the full or settled amount owed on each account, you will be debt-free!

How long will the debt settlement process take?

While the length of time that the process takes is different for everyone, most of our customers are able to pay off their debts in 24-48 months. This is typically much sooner than the length of time it would take to pay off your debts by making only the minimum payments.

Get Your Free Assessment Today

Contact us for a free, no-obligation assessment and find out if our debt settlement program is right for you.

Get Help Now, Call:
(888) 570-5240
Find Out More:
Get Started

J.G. Wentworth Debt Settlement, LLC does not pay or assume any debts or provide legal, financial or tax advice or credit repair services. You should consult with independent professionals for such advice or services. Please consult with a bankruptcy attorney for more information on bankruptcy. Debt settlement program results will vary by individual situation. As such, it may not be suitable for all consumers. J.G. Wentworth Debt Settlement, LLC does not offer debt settlement services in all states and fees may vary from state to state. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of debt settlement services can potentially have an adverse impact on your credit rating, may result in you being subject to collections, and may result in other adverse action by creditors or collectors. Read and understand the program contract prior to enrollment.

General Contact Info:
J.G. Wentworth
1200 Morris Drive
Chesterbrook, PA 19087

Hours of Operation: 8AM-8PM EST M-F

© 2019 J.G. Wentworth
Get Cash