Our Process

How does debt relief work? How long does the process take? What do I need to get started?

Many of our customers have questions about how the debt relief process works, and when they can expect to resolve their debt. We outline our debt relief process for you so you know what to expect from start to finish.

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Step 1: Contact Us.

You can reach out to us by phone or online through a contact form. One of our representatives will reach out to you and ask you some questions to learn more about your debt. There is no obligation to work with us after this initial phone call.

Step 2: We create your debt relief program.

If your debt qualifies, we will work with you to create a customized program. During this time, you will make a monthly deposit into a dedicated program account, gradually building the amount instead of making minimum payments on your debt.

Step 3: We negotiate on your behalf.

As you grow your dedicated program account, we will work to negotiate with your creditors to reduce your overall debt. Each time we are successful, we will reach out to you for authorization.

Step 4: You pay off your debt.

After you pay the full or reduced amount owed on each account, you will be debt-free!

How long will the debt relief process take?

While the length of time that the process takes is different for everyone, most of our customers are able to pay off their debts in 24-48 months. This is typically much sooner than the length of time it would take to pay off your debts by making only the minimum payments.

Get Your Free Assessment Today

Contact us for a free, no-obligation assessment and find out if our debt relief program is right for you.

Get Help Now, Call:
(888) 570-5240
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Debt relief program results will vary by individual situation. As such, it may not be suitable for all persons. J.G. Wentworth does not offer debt relief services in all states and fees may vary from state to state. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of debt relief services can potentially have an adverse impact on your credit rating, may result in you being subject to collections, and may result in other adverse action by creditors or collection agencies. Read and understand the program contract prior to enrollment.

J.G. Wentworth does not pay or assume any debts or provide legal, financial or tax advice or credit repair services. You should consult with independent professionals for such advice or services. Please consult with a bankruptcy attorney for more information on bankruptcy.

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General Contact Info:
J.G. Wentworth
1200 Morris Drive
Chesterbrook, PA 19087

Hours of Operation: 8AM-8PM EST M-F
888-570-5240
debt@jgwentworth.com


 
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