Why JG Wentworth

Founded in 1991, JG Wentworth is the leader in the structured settlement payment purchasing space, completing 80% of sales transactions in the industry.* If you have a payment stream from a structured settlement, annuity, lottery, or casino winnings, we can help you turn future payments into a lump sum of cash to use when you need it. We also offer access to pre-settlement funding, provided by third parties, while you wait for your case to settle so you can get your cash when you need it most.


JG Wentworth, it's all in our numbers


Deals Funded


Debt Enrolled


Years of Experience


Number of Customers


For those struggling to overcome debt, JG Wentworth provides personalized debt relief solutions tailored to meet individual financial circumstances. Many of our customers are able to pay off their debt within two to four years through our debt relief programs.**


We have helped our customers acquire their dream home, reduce or eliminate debt, pay off medical bills, acquire a new car, expand their family, and more. Let us help you reach your financial goals.


Unmatched Experience


Our company employs hundreds of highly trained representatives dedicated to finding custom solutions for each individual and ensuring the transaction process runs as smoothly as possible.


With decades of experience under our belt, we’ve seen it all and have completed thousands of complex, varied transactions. We’ve managed to streamline the structured settlement payment purchasing process for our customers by maintaining excellent communication with all insurance carriers and a vast network of attorneys that represent the company in each state.


Our payment purchasing team has the experience to get you the Best Price Guarantee you deserve.***


Excellent & Fast Customer Service


At JG Wentworth, we meet you where you are without judgement. Our strength lies in our team who values respect, empathy, and clear communication. While we’re a larger company, each customer receives one-on-one attention so we can efficiently find solutions that work for you.


If you have your structured settlement or annuity documents and financial information on hand, we can review your situation and offer a free, no-obligation quote within the same day. Once you agree to a quote, our team will help you through the process so you can get your lump sum of cash as soon as possible. Often, customers receive their funds from their structured settlement payment sale transaction within 60 to 90 days and funds from their annuity payment sale transaction within two to three weeks after their contract is finalized.


Our representatives can answer any questions and concerns and will explain the process in full detail. We want you to feel comfortable with your options, and our team always welcomes feedback so we can serve our customers even better.


Superior Ratings & Accreditation


At JG Wentworth, our mission is for our customers to achieve financial freedom and meet their unique goals while streamlining the process to fulfill customer satisfaction.

You can feel confident when you work with us:



  • A+ rating from the Better Business Bureau

  • 4.8 rating on Trustpilot

  • 4.2 rating on ConsumerAffairs for Structured Settlement Sales

  • 4.3 rating on ConsumerAffairs for Debt Relief Solutions

  • International Association of Professional Debt Arbitrators (IAPDA) Certification

  • Accredited member of the American Fair Credit Council (AFCC)

  • Member of the Chamber of Commerce for Greater Philadelphia

Convenient Online Services


We want you to feel empowered at each step of your journey to financial freedom. Our Debt Settlement Client Portal enables customers to track their debt relief progress 24/7, so you can access your information on your own time.


Educational Resources


JG Wentworth works from a customer-first mindset, taking the time to make sure each customer feels secure when making the decision to work with us. Additionally, we offer educational articles on a multitude of topics such as: selling structured settlement payments, paying for home renovations, financing college tuition, inheritance advances, debt relief solutions, and many more.****


No Hidden Fees


Once again, we value transparency. There are no hidden fees, surcharges, or expenses associated with structured settlement or annuity payment purchases, and we incur all standard transactional costs such as court costs, underwriting fees, notary expenses, and even court-document retrieval fees should they become necessary.

JG Wentworth’s Debt Relief programs have no upfront or hidden fees, interest, or additional charges. Our fee is a percentage of your enrolled debt, which varies and is subject to federal and state regulations. The fee on each debt is only paid once we settle the debt and you make your first payment to your creditor. Fees remain static throughout the program and are built into your monthly program payment. Additionally, we are 100% performance based, so we only collect a fee when we settle a debt for you, and you are free to cancel the program with no penalty at any time.

How can we help?

Contact JG Wentworth today to find out how we can help you.

By checking this box, I agree to receive recurring automated promotional marketing text messages from JG Wentworth. Consent is not a condition of any purchase. Message frequency will vary. Message and data rates may apply. Reply HELP for help and STOP to cancel.

By submitting this form, I am providing JG Wentworth with express written consent to contact me regarding a potential transaction by phone calls, text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. Message frequency depends on account status. Message and data rates may apply. Reply STOP to opt out. For assistance, call any number listed on this website. I also consent and agree to JG Wentworth’s Privacy Policy and Terms of Use.

*Sales of Structured Settlement and Lottery Payments are subject to Court Approval and other conditions which can take 60-90 days to complete. Annuity payment sales are also subject to certain conditions. All transactions are at J.G. Wentworth’s sole discretion.

**Debt relief program results will vary by individual situation. As such, it may not be suitable for all persons. JG Wentworth does not offer debt relief services in all states and fees may vary from state to state. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of debt relief services can potentially have an adverse impact on your credit rating, may result in you being subject to collections, and may result in other adverse action by creditors or collection agencies. Read and understand the program contract prior to enrollment.


***Best Price Guarantee: We will provide you with a check for $1,000 if we cannot beat an offer from another payment purchasing company. In order to receive the $1,000, the following conditions must be met: 1. you must provide us with a quote in writing from another payment purchasing company, signed by an authorized representative, and dated within three business days of the date submitted to us “Qualifying Quote”; 2. if we are unable to beat the competitor’s quoted purchase price, we will provide you with written notice within three business days of our receipt of their Qualifying Quote; and 3. the $1,000 check shall be due and payable to you upon our receipt of written confirmation, satisfactory to us, of the funding of the transaction at the quoted purchase price, and that funding must occur within ninety days after you receive written notification from us that we cannot beat their Qualifying Quote. Limit one counteroffer per customer. Call for further terms and conditions.

****JG Wentworth does not provide legal, tax, or financial advice. Please consult with independent professionals for such advice.


All transactions are at JG Wentworth’s sole discretion. JG Wentworth does not and shall not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, customers, and clients.