One of the reasons that construction pays well is because it's dangerous work. Randy
F., an electrician, learned this the hard way. Back in January 1998, at a job site
in downtown Los Angeles, Randy was hit by a massive dirt hauler driven by an unlicensed
driver. Randy's injuries were equally massive: His pelvis was broken in four places,
his intestines were ruptured, and his knee and ankle were shattered. He was rushed
to UCLA Medical Center for emergency surgery.
It took eight months of surgeries to help Randy regain full mobility, and he still
suffers pain every now and again from the accident. His pain is worsened by the
difficult work at the construction site.
As a result of his injuries, Randy sued the owner of the truck that struck him and
won his suit. Randy was awarded a structured settlement, which would provide him
with monthly payments for the rest of his life.
The monthly payments helped Randy get his life back on track, but they became less
helpful as Randy's life evolved. He met a woman and fell in love; they got engaged,
and together they started a family. Suddenly the apartment they shared in a neighborhood
that was a bit rough around the edges wasn't what Randy needed or wanted. But at
the same time, he had few assets to help him move up and out.
Randy felt stuck -- until he saw a commercial for J.G. Wentworth. Could he sell
just a portion of his structured settlement? It would be the best of both worlds:
Randy could hold onto a portion of his payments to enjoy the safety and security
they offered and get a lump sum of cash.
Reluctantly, Randy called J.G. Wentworth. "I was very wary about selling a portion
of my structured settlement," he said. He was immediately put at ease. "I was surprised
by the professionalism of the account executive who dealt with me; he answered all
my questions and was there for every step of the transaction."
Randy received his money in four short weeks, and now he is starting life anew with
his growing family. "I wouldn't be where I am now if it wasn't for J.G. Wentworth,"
he said.