It was a big day for Carolyn S. She was going to take a test for her elementary
school teaching certification. But that morning in 1989 was a rainy one. Since the
road conditions were poor, she decided to drop off her son at her mother's house
and then proceed down Highway 259 to get to her test.
As she was driving down the highway Carolyn noticed a cement truck swerving on the
highway in the next lane, almost as if the driver was drunk. 'Surely not at 10:00
in the morning,' she thought. She passed the truck from behind without incident.
A few miles down the road, stopped at a red light, she saw the truck again in her
rear view mirror. It wasn't slowing down! Seconds later the truck, traveling at
over 50 miles per hour, slammed into her Toyota.
The drivers in nearby cars were off duty Emergency Medical Technicians (EMTs). Their
years of experience told them no one could survive what they had just witnessed.
They phoned in a fatality call.
Then a miracle.
They saw Carolyn trying to walk away from the crash. Carolyn suffered massive and
severe neck, shoulder and head injuries. As it turned out the driver of he cement
truck was drunk, and 100 miles off course to his original destination. 'If only
he had stayed on course,' Carolyn thought. 'My whole life would be different.'
Carolyn ended up suing the company that owned the cement truck. She won a settlement
of $450 per month and lump sums that started at $5,000 every five years and increased
over time.
But recovery from the accident was not the only challenge in Carolyn's life. To
make matters worse, her husband left. "I was struggling to raise my son on my own,
I bought everything on credit, and soon my bills were just too much. Suddenly, I
felt like I would never get out of debt."
Strapped for cash and scared, Carolyn was looking for a solution. "One night I was
up late – I couldn't sleep -- and saw a J.G. Wentworth television commercial." At
first she didn't realize that she could sell her annuity for cash. Then she called
J.G. Wentworth. The account representative offered her a number of solutions which
could provide Carolyn with immediate cash and relieve the crushing debt she faced.
In the end Carolyn sold all of her monthly payments, but retained the payments which
she receives every five years. In less than six weeks she had her money and was
completely out of debt.
"I was very impressed with J.G. Wentworth's professionalism," said Carolyn. "Every
step of the process thoroughly explained to me so I understood exactly what was
happening. I can't even begin to tell you the difference this has made in my life!"
This opportunity is not currently offered to persons residing in North Carolina.