Frequently Asked Questions

Experience: 15+ years experience purchasing more than $2 billion of future payments from over 50,000 customers.

Efficiency: Our state of the art technology, sales and marketing techniques, underwriting and financial markets skills combine to deliver our customers more cash and faster transaction times.

Excellence: We hire the best people to work at J.G. Wentworth, bar none. Our people strive for excellence in everything they do.

Commitment: We are committed to providing the best service experience. We work closely with customers to understand their needs and customize unique solutions that solve unique problems.

A structured settlement is a financial package that allows court-awarded compensation to be paid in regular installments rather than in one lump sum. These installments may be paid over a fixed period or over the recipient's lifetime. Because each is tailor-made for the individual case, the structure may also include some immediate payment. Structured settlements are commonly used in settling personal injury or malpractice suits. However, structured settlements can vary widely; for instance, some are set up as retirement plans, while others provide payments on specific birthdays.

No, frequently partial buyouts are the best option for J.G. Wentworth customers. We help clients carefully evaluate their needs to determine how much of their structured settlement they should sell, to build a transaction that provides the most flexibility.

Transactions are typically funded within four to six weeks from the time we receive a completed contract from a client. Each client's circumstances are unique so completion times may vary. We understand how important your money is to you, and we work very hard to expedite every transaction.

Structured settlements are established for many different reasons, attempting to take into account the potential future needs of the plaintiff and provide a reliable source of income. Unfortunately, this set up can quickly become a burden due to a lack of flexibility and inability to adapt to life's events. Selling part or all of your structured settlement can provide the financial flexibility to expand the financial options for you and your family.

J.G. Wentworth specializes in purchasing all types of deferred payment streams such as structured settlements, and annuities.

Absolutely, J.G. Wentworth has a team of account managers dedicated to serving clients who have previously done business with us. Even if you have completed a transaction with another financial institution, we'd be happy to help you through the transfer process again.

Every transaction J.G. Wentworth completes is unique because each client has a different set of circumstances. Our underwriters customize each transaction to suit the client's specific needs. We can certainly e-mail any of our documents, including a quote, after receiving proper paperwork and speaking with the client on the telephone. Once this is complete we are able to offer a quote in just a few minutes. Call 866-FUND-102 (866-386-3102) now to get the process started.

The federal government has designated any money coming from a pain and suffering settlement as tax exempt. This preferential tax treatment for those injured in personal injury and workers compensation case is guaranteed by Internal Revenue Code 5891, which was signed into law by President Bush in 2001.

J.G. Wentworth has completed over 50,000 transactions and guides every client through the process. The first step is to call J.G. Wentworth or fill out the form on the left. Call 866-FUND-102 (866-386-3102) now to speak with a representative.

With the proper paperwork we can provide you a quote in just a few minutes.

J.G. Wentworth was founded in 1992 on the principle that people with deferred payments, who previously had no way to raise money from their guaranteed future payments, should be able to use these assets to raise cash today. J.G. Wentworth is a pioneer in the advanced funding industry and has continued to grow its leadership. J.G. Wentworth is one of the only companies in the advanced funding industry to achieve AAA, or equivalent, ratings on its securitizations, by both Moody's and S&P financial ratings services.

J.G. Wentworth has achieved its market leading status due to our experience, efficient processes and access to financial markets. Because of these factors, we are able to provide more cash to customers, on every structured settlement transaction.

Absolutely not. Some policies state that this type of transaction is not allowed or there are penalties for cashing out. Fortunately, in 2001 President Bush signed into law Internal Revenue Code section 5891, permitting these transactions.

J.G. Wentworth does not offer a loan for your structured settlement payments. Instead, J.G. Wentworth purchases the right to all or a portion of your future structured settlement payments in exchange for a lump sum of cash.